{"id":59618,"date":"2024-12-09T14:06:13","date_gmt":"2024-12-09T21:06:13","guid":{"rendered":"https:\/\/www.agenciaice.mx\/?p=59281"},"modified":"2024-12-09T14:06:13","modified_gmt":"2024-12-09T21:06:13","slug":"infonavit-anuncia-el-congelamiento-de-2-millones-mas-de-creditos","status":"publish","type":"post","link":"https:\/\/www.tabloideinformativo.com\/?p=59618","title":{"rendered":"INFONAVIT ANUNCIA EL CONGELAMIENTO DE 2 MILLONES M\u00c1S DE CR\u00c9DITOS"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img data-recalc-dims=\"1\" height=\"360\" width=\"640\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?resize=640%2C360&#038;ssl=1\" alt=\"\" class=\"wp-image-59282\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Cd. de M\u00e9xico (agencias).-<\/em><\/strong> El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) anunci\u00f3 el congelamiento de 2 millones m\u00e1s de cr\u00e9ditos; a continuaci\u00f3n aqu\u00ed te decimos a partir de cu\u00e1ndo ocurrir\u00e1 y quienes ser\u00e1n los beneficiados.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En la conferencia de prensa matutina de la Presidenta Claudia Sheinbaum Pardo, el titular del Infonavit, Octavio Romero Oropeza, explic\u00f3 que en los pr\u00f3ximos d\u00edas se har\u00e1 un cambio en la ley del Instituto y, a partir de ese momento, se proceder\u00e1 a hacer el congelamiento de 2 millones de cr\u00e9ditos m\u00e1s, adicionales a los 2 millones que ya se congelaron a partir del 11 de noviembre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2014\u00bfQu\u00e9 quiere decir el congelamiento de cr\u00e9ditos del Infonavit?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El programa de congelamiento de cr\u00e9ditos beneficia a todos aquellos trabajadores a los que se les otorg\u00f3 un cr\u00e9dito hipotecario antes del 2013 y que est\u00e1n calculados en Veces Salarios M\u00ednimos (VSM).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El congelamiento consiste principalmente en que el saldo del cr\u00e9dito no aumente cada a\u00f1o, es decir, \u201cen el punto donde se encuentran, ah\u00ed se mantienen\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo, un cr\u00e9dito obtenido en 2010 con un saldo mensual de mil 500 pesos ha llegado a 3 mil 200 pesos en la actualidad, y de no aplicarse el congelamiento, podr\u00eda aumentar hasta 8 mil 615 pesos al final del cr\u00e9dito.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El congelamiento estabilizar\u00e1 las mensualidades en el nivel actual, permitiendo que los beneficiarios puedan mantener el pago sin incrementos futuros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2014Otros beneficios<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adem\u00e1s, a partir de ma\u00f1ana, martes 10 de diciembre de 2024, 500 mil cr\u00e9ditos de esos primeros 2 millones de cr\u00e9ditos van a recibir beneficios adicionales como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Disminuci\u00f3n de tasa de inter\u00e9s<\/li>\n\n\n\n<li>Disminuci\u00f3n de mensualidades y \/ o descuento del saldo actual<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A los otros 2 millones de cr\u00e9ditos congelados que faltan, tambi\u00e9n se les aplicar\u00e1n los beneficios antes mencionados, adem\u00e1s que no generar\u00e1n intereses cuando el trabajador se encuentre desempleado.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con informaci\u00f3n de UnoTv | CUCS | Foto: GettyImages<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cd. de M\u00e9xico (agencias).- El Instituto del Fondo Nacional de la Vivienda para los Trabajadores&#8230;<\/p>\n","protected":false},"author":2,"featured_media":59624,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[21],"tags":[],"class_list":["post-59618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=1200%2C675&ssl=1","featured_image_urls":{"full":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=1200%2C675&ssl=1",1200,675,false],"thumbnail":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=300%2C169&ssl=1",300,169,true],"medium_large":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=640%2C360&ssl=1",640,360,true],"large":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=640%2C360&ssl=1",640,360,true],"1536x1536":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=1200%2C675&ssl=1",1200,675,true],"2048x2048":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=1200%2C675&ssl=1",1200,675,true],"covernews-featured":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?fit=1024%2C576&ssl=1",1024,576,true],"covernews-medium":["https:\/\/i0.wp.com\/www.tabloideinformativo.com\/wp-content\/uploads\/2024\/12\/infonavit.jpg?resize=540%2C340&ssl=1",540,340,true]},"author_info":{"display_name":"Administrador","author_link":"https:\/\/www.tabloideinformativo.com\/?author=2"},"category_info":"<a 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